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Privacy policy

We understand that protecting your personal information is of the utmost importance. This privacy policy explains how we, Intelligent Lending Limited (operating under the trading styles of Ocean, Home & Life, and CredAbility) collect, use and store your personal information and how we ensure it is secure. Please read this policy carefully before using our website or mobile app or registering to use our service together with our Terms and conditions and Cookies Policy.

Intelligent Lending Limited is a Data Controller, which means that we determine the purposes and the means of processing your personal information. We are registered directly with the Information Commissioner’s Office (ICO) and our registration number is Z7306888.

This privacy policy will apply to you if you provide your personal information to us, even if you decide not to go ahead with any product or service we offer If you click on a link that takes you to a third party website that is not ours we will not be responsible for how they use your personal data. You should read its own privacy policy to understand how they may use your personal data.

If you have any questions about how we may use your personal information you can contact us by using the details found on our website or in the 'Contact Us' section.

Date last updated: 22/04/2025

What personal information do you collect?

How do you collect my personal information?

How do you use my personal information?

Automated decision-making

Who do you share my information with?

Using fraud-prevention agencies

Social media

International transfers

Security

How we may contact you about the products and services we provide to you

Your rights

How long do you keep my personal information for?

Marketing communication and your marketing preferences

Other types of advertising

Performance Analytics

Recording calls

Contact us

Updates to this privacy policy

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CredAbility is a trading style of Intelligent Lending Ltd. We are a credit broker (not a lender) working with a panel of lenders.

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